Preparing For the New Year Applying For The Disability Tax Credit For Your Child

How much do you know about the disability tax credit?

I know that when my youngest son was diagnosed with cerebral palsy at 15 months old, I had no clue what the disability tax credit was, or what it was used for after my doctor suggested it. There were forms to fill out (of course) and it became extremely overwhelming. I had very little information regarding what I needed to know.

Nowadays you can find the right information online to make the entire process easier, such as using a tax guide, like this one from Disability Credit Canada.

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We never imagined as parents the hardships that come along with having a child with disabilities. Having a guide to walk us through applying for the Disability Tax Credit would have been beneficial. The last thing we needed or wanted was to be worried about money or our child’s future financially, especially when our focus was on working with Trace to get him well. We had our hands full that’s for sure. 

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After his initial diagnoses of Cerebral Palsy, Trace was diagnosed with Sensory Processing Disorder or (SPD) and Bipolar Disorder, Anxiety and Depression. He needed Occupational Therapy. Speech Therapy. He needed special medications and things like orthopedic shoes to help him walk. Many of these things were out of pocket expenses.

How Can The Disability Tax Credit help with all these things?

It can help because by filling it out parents can apply for the Child Disability Benefit (CDB) a tax-free benefit of up to $224.58 per month ($2,685 per year) for families caring for a child under the age of 18 with severe and prolonged impairments to their physical and/or mental health.

Trace waiting at the hospital because he suffers from chronic migraines due to light sensitivity.
Trace waiting at the hospital because he suffers from chronic migraines due to light sensitivity.

 So Who Is Eligible for The Child Disability Benefit?

Many children with challenges qualify for the Child Disability Benefit, but you must first prove their disability is permanent or life long, such as children with:

  • Autism 
  • Asperger’s Disorder
  • Celiac Disease
  • ADHD/ADD
  • Chron’s Disease
  • Oppositional Defiance Disorder (ODD)
  • Sensory Processing Disorder
  • Auditory Processing Disorder
  • Down Syndrome
  • Epilepsy
  • Spina Bifida
  • Depression
  • Cerebral Palsy
  • Developmental Delays
  •  and so on.

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It’s important for parents to review the qualifications needed in order to apply for the Disability Tax Credit for their child to be considered. You start the application by filling out a Disability Tax Credit Form T2201  and then a doctor will need to certify your child’s disability. After that you send it off to the CRA for approval. It took around 4 months for Trace’s application to be approved. 

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Looking back, I’m glad we applied for the Disability Tax Credit. Without it, we never would have gotten the Child Disability Benefit which helped us during some rough times.

Having the tax credit allows us to look after Trace’s needs. The extra money the government provides, allows us to provide Trace with a loving and caring home, one without worry as he learns and grows each day, accepting his limitations, pushing boundaries, and realizing his own potential. And that’s what it is all about, isn’t it? 

For more information on applying for the Disability Tax Credit and learning important FAQ’s to questions you may have. Please visit Disability Credit Canada. Take a peek at their blog as there is so much information. Information that helped us and now may help you prepare for the future and save for your child along the way.  

What Questions Do you Have Regarding Applying for the Disability Tax Credit?

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